Close-up of a clock showing the words "Time For Change". Shallow depth of field.

Have you ever wished you could fulfill a New Year’s Resolution that would be worth it? For how many times did you wish for yourself to have enough money to work with, regardless of ocassion or expectations? I am sure that there is no simply way for you to say that I am wrong – we all have wished that for ourselves at least once in a lifetime. These being said, in case you are looking forward to knowing more concerning the subject and preferably make a change, make sure to stick with us and keep an eye onto the following lines to get a better image over 3 habirs to break this year in order to become more whealthy!


  1. Paying ATM Fees

Are you a busy bee? If so, I am sure you are not paying attention to the ATM from which you withdraw your funds. Believe it or not, you loose as much as $4,5 per withdrawal every time you access an out of your network ATM. By making a simple and easy calculation, it goes to as much as 1/10 of your salary just on banks! So why would you do that again on 2016, taking into account that you can easily keep those money just for you?


  1. Buying Coffee, Lunch and Snacks on a Daily Basis

A dramatic sacrifice counts nothing for buying coffee, lunch and snacks on a daily basis. It is extremely easy to spend money, especially taking into account the fact that the small stuff are the easiest to get. Of course, it is not the most beautiful thing of all times, so make sure to start the year with a change – get yourself a brand new lifestyle, especially based on good health (since most of those snacks are a waste of money and health).


  1. Start Tracking Your Spendings

Keeping an eye on your spendings is the first key to knowing what your financial aspects look like. Of course, it is not the time nor the place to be making such a dramatic change – due to the fact that it might appear as a life changing experience for some of us, we recommend to keep it as low as possible so that the numbers will not make your mind go nuts! This is the best and the easiest way to keep your resolutions up.