Dosh is one of the newest cash back apps to hit the market, officially launching in late 2017. If you’ve read any reviews of this app in the past or heard about it from a friend, you’ve likely read that it is the cash back app to have. What’s unique and highly convenient about Dosh is that it’s one of the only set it and forget it apps.
Most cash back apps require you to activate an offer by logging into the mobile app or online portal. But, Dosh is even simpler. Once you create an account and link the debit and credit cards that you use to make purchases, you’re done! The app does the rest of the work.
Keep reading to learn the ins and outs of Dosh so that you can determine if it’s the best cash back app for you.
How It Works
Dosh is a cash back app that gives you cash back each time you make a purchase from one of the many participating retailers. What’s nice about Dosh is that there’s no need to activate an offer, scan your receipt, or use a promo code in order to earn cash back. Instead you legitimately just shop as you already do and the app gives you cash back.
With Dosh, there are no hoops to jump through. All you have to do is download the app and create an account. You then link your debit and credit cards to the app and your work here is done! If you’re worried about the safety of sharing your debit and credit card information on the Dosh app, you can rest assured that the app is (and your data) is secure.
In fact, the app uses bank-level security to protect all pieces of data that are shared with the app. Dosh uses a variety of security tools including:
- SSL encryption with a 256-bit hash
- No storing of credit or banking information
- Multi-factor authentication
Most importantly, Dosh doesn’t sell any of your personally identifiable information to any third party vendors. If you’re still unsure about the security of the app, Dosh reviews can help to ease any worries you may have.
How to Earn
Once you’ve securely linked your cards to the Dosh app, there are many ways you can earn cash back. The easiest and most obvious way to earn is to shop at your favorite retailers and to dine out. Dosh has partnered with thousands of top brand stores including:
- Pier 1 Imports
- Sam’s Club
When you shop at one of these stores you can earn up to 10% cash back automatically! Your earnings are added to your personal Dosh Wallet. Cashback can be earned on in-store and online purchases.
Another way to earn cash back through the app is to refer friends and family members. For each person that you refer to Dosh, you’ll earn $5! Referrals must sign up for a Dosh account and link a verified card before you receive the referral bonus.
If you’re a traveler, you’ll love Dosh even more. By booking hotels through the Dosh app you earn cash back for every night of your stay. You can even earn a $25 booking reward when you book your first hotel stay through the app. Once your stay is over you’ll see the money credited to your account.
After earning cash back, you’re likely wondering what the process is to cash out your earnings. The good news is that the transfer process is extremely easy. You have complete control over how you receive your money. The only caveat is that you must have earned at least $25 in cash back before you can transfer it out of your Dosh Wallet.
Once you reach the cash out threshold you can choose to transfer your money in several ways. Dosh supports cash transfers through PayPal and to your bank account. You can even choose to donate some or all of your earnings to a charity.
There isn’t much negative to say about Dosh. One of the major drawbacks is that the app is currently only available to U.S. residents. But, as the popularity of the app continues to increase, it’s more likely than not that the app will eventually be supported in other countries.
Another drawback to beware is that you can’t use credit and debit cards that are linked on similar sites. For example, if you use the Yelp Cash Back program, you can use Dosh using the same debit or credit card.
All in all, Dosh is a solid cash back app. If you’re looking to effortlessly get paid for spending money buying, eating, and traveling, this is the app for you.