Last Updated on Dec 20, 2019 by James W
A credit card is always useful and ought to help you get some nice money in return. Believe it or not, after choosing the right one for you, you are able to obtain a nice outcome every now and then – with important percentages that will make your bank account more appealing than ever before. Well, this strategy is most suitable when you know for sure what type of credit card you should own – either for travelling, purchases and many other alternatives you can choose from. These being said, in case you are looking forward to knowing more concerning the subject, make sure to stick with us and keep an eye onto the following lines in order to discover the best credit cards of 2019 – reviews and top offers!
1. Chase Sapphire Preferred Card
This one has been shown to be one of the best alternatives when dealing with the credit cards searching. As for 2018, the Chase Sapphire Preferred Card has been the most common pick of most people, mainly due to its massive advantages – here we have the rewards rate that go along 2 points each time you pay with it anything from travel expenses and dining, as well as one point achieved each time you pay one dollar anywhere and on anything. Moreover, it features an annual fee of $95, yet it is ought to be waived during the first year. In terms of regular APR, the number lies between 18 and 25%. Trust me, this pick is one that is bound to make you richer, happier and without having anytime to deal with the money problem.
2. Capital One Quicksilver Cash Rewards Credit Card
In case you wish to own a credit card that is basically useful for everything, bear in mind that it features a reward rate of 1,5%. In turn, it means that you get 1,5% on everything you buy each and every day – regardless of place, purchases or anything at all. In addition, you get a bonus during the first 90 days from the moment you get the credit card – they are ought to enter your bank account as soon as you spend the first $500 from your credit card. On the other hand, it features an annual fee of zero, which means that you will not have to pay anything at all on it. And yet again, the regular APR is variable – still varying between 15 and 25%. Still, the best thing in here seems to be the cash rewards – which do not seem to expire at all.
3. Bank of America Cash Rewards Credit Card
The third on the run is the Bank of America Cash Rewards Credit Card. This one has a payback of about 3%, that apply on basically everything – from grocery stores to any other wholesale purchases. Moreover, you get an additional 2% on other wholesale clubs and even 1% on any other purchase that you make using this credit card. In addition, this type of credit card fits perfectly each time you want to obtain a cash return on any spending that you make each and every day. When it comes to annual fees, it is totally zero – and the intro bonus is of $150 and applies only once, as soon as you spend the first $500 from your credit card. Also, another important detail in here relies on the regular APR, which seems to be again variable – and lay between 16 and 26%. With the Bank of America Cash Rewards Credit Card, you are one step ahead the competition.
4. Capital One Venture Rewards Credit Card
If you are the traveler type, note this one down – the Capital One Venture Rewards Credit Card is one of the best choices of all times if you want to use it while you have a stay at one of the most wonderful hotels in the world. Now, you can get special offers, together with special rewards on each of your travels everywhere in the world. The Capital One Venture Rewards Credit Card features an annual fee of about 95$, yet those money are not at all a burden – since the annual fee is waived the first year. Moreover, you are able to earn a lot of bonuses when it comes to financial matters – and all of these are totally worth it as soon as you make a purchase that is totally worth it.
5. Wells Fargo Propel American Express Card
A credit card that has a zero annual fee is exactly what you need in order to make your dreams come true. Wells Fargo Propel American Express Card has a regular APR of about 14 to 27% and an intro bonus that is as high as 30.000. All of there are available for you to choose just the way you want.
These being said, what are you still waiting for? Have you already managed to make up your mind and see for sure which are the best credit cards for 2019 – from which to spot the one that suits you best? We are looking forward to hearing from you!