Last Updated on Dec 20, 2019 by James W
Having immediate access to money and using quite a lot of financial utilities on the long run are two of the most important aspects in today’s life. Believe it or not, people are always in the rush, and the need of financial liquidity is high above our standards. This is basically the way to go when you truly want something – go get the money, invest them into what you want and this will be it. Unfortunately though, things are quite different from bank to bank, according to the offers that you are being provided with. These being said, in case you are looking forward to knowing more concerning the subject, make sure to stick with us and keep an eye onto the following lines in order to see if you can have a credit card without having a bank account!
- The Short Answer – Yes, but not Always
In a normal situation, if you want to have a credit card, you also need a bank account – and it is utterly useful from a lot of perspectives. The first one would be the fact that by using your bank account, you can manipulate it through internet banking – and it is a really important improvement that goes hand in hand. Moreover, bear in mind that your bank account is all you need if you want to get a glimpse of how things are for you – from a plain sum of money to really know how you handle it in the right way.
- Sometimes No
Some of the banks (the vast majority, so to say) do not provide you with the possibility of having a credit card without a bank account. Of course, this does not happen to all of them, yet it might be a great idea for you to take into account every now and then. Believe it or not, a bank account usually implies having more and more documents into one’s hands, which means that it is utterly important to be linked once and for all with the credit card. On the other hand, it is a good opportunity for you to make your life be the brightest and the fullest if the link is being created from the very beginning. The vast majority of the people usually wake up with the fact that a credit card is no good for the longer period of time – but in reality, it is, and it is even better if you have a bank account attached to it from the very beginning. By this way, you are one step closer to making all of the stuff faster and easier than ever before – with no credit score involved.
- Prepaid Card
In case you are somehow not sure with the total outcome, you might consider the idea of having a prepaid card. This one is perfect for when you want to make purchases, since it does not require anything more than just a simple card with money on it for things to get going. Moreover, it can be used anytime and anywhere, regardless of the consequences that may lay behind. And trust me, you will love it as soon as you start to use it. Basically, it works just like any credit card – the only difference is that on the prepaid one, you have to already have financial resources in there for it to work properly.
- Find Your Match
Just like in any other way out there, it is important to know how to find match in terms of credit cards. Ideally, there is a match in between the bank account and the existence of credit cards, reason why you will most definitely love everything that has to deal with the process. Now, departing with the idea that there is indeed a match and the two work together pretty well, remember one thing – the sooner you find your match (in terms of credit cards), the better will it be for you on the long run – and trust me, there is nothing better for you than knowing that the choice you make today is the right one for a longer period of time.
- Get Proper Information From the Bank Representatives
As explained before, there are some things that you must take into account before heading towards choosing one bank or the other. It is utterly important to get the proper information from the bank representatives, since you might find out that this information is all you need in order to get a credit card – even without a bank account. By this way, the entire process gets smaller and smaller, and there is nothing more welcoming than this thought. Everything that happens faster than expected is good for yourself, overall. So, what are you still waiting for? Have you already managed to make up your mind?
