Even though we might not enjoy it, having a credit card is, in most of the times, a necessity these days. Not only for buying a house but also preventing yourself from running our of money when you least expect it, a credit card is something that we always carry with us – at all times. Of course, people are not aware of the drawbacks it might lead us to, but at the advantages –…
With the possibility of getting money here and now, loads are extremely attractive. If you see this car today and you dream of it during the night, there are 85% chances that you will buy it in a minute the next day. Believe it or not, we are attracted by loads of stuff and we do not really realise it – reason why we have the debts we do – and we get to pay…
What do kids have bad dreams about? Usually, it’s ghosts or ghouls, perhaps the monster underneath the bed. What are the nightmares adults have about? As an adult, you may have had a familiar nightmare where you’ve missed a deadline. Perhaps you dreamt that you slept right through work or maybe you weren’t able to pay your bills on time. But for some people that’s not a nightmare. It’s their life. There are people all…
One of the best approaches to take when you are trying to find a way out of your debt situation is to apply a decent dose of reality to your situation and accept that you have a problem that needs fixing. You might well be a good candidate for credit counseling so that you talk through your various options but the fundamental thing to take on board is that your debt problems will not disappear…
If you don’t know how you’re going to pay the bills at the end of the month, you’re not alone. At some point or another, we’ve all experienced a financial setback. The good news is financial troubles don’t have to last forever. If you need help to get out of debt, take your life back with these empowering tips and start anew. 1. Assess your finances Take an afternoon off one weekend to analyze your…
Credit card debt in the US is a major problem. The average American household carries a balance of around $5,700. The worst part about this debt is the high interest rate that most credit cards bring with them. Some cards carry interest rates that exceed 20 percent. Over time, this can add up to a significant amount of money. High levels of debt are also tied to higher levels of stress, which can mean poor…
