In the complex financial times we live in, the last thing you want is to rely on the obsolete advice that demands you get a job, hold on tight, and hope for the best. Today, you want to establish reliable saving habits and sound investment practices to guarantee solidify your future prospects. After interviewing a dozen or so wealthy banking experts, their advice seemed to boil down to three principles that originated in classic investment…
It probably sounds too good to be true, but by choosing the right deal and with careful management of your finances, you could indeed make money out of using your credit cards. There are a variety of reward schemes available that give you either cash back or points which you can then exchange for products, air miles and experiences. You need to compare the costs and benefits of prospective cards to see which is the…
One of the best and most effective ways of maximizing your profits is to understand the information in your numbers. This probably sounds pretty obvious, because you need to be able to work out profit margins and overheads accurately, however small your business. What many entrepreneurs fail to realize is just how much more they can harvest from their accounts if they study them more intimately. If you can make more money and increase your…
When it comes to our finances, most of us have cash intakes that ebb and flow. Is there anything better than when you’re flush with green? Whether it’s due to a huge commission, a yearly bonus, your startup went public, or the like, you might be wondering what to do with your surplus. Don’t waste it on scratchers (although a few here and there are fine). If you’re looking for some guidance, we can help.…
Salary negotiations are never easy and too many of us have learned to accept positions and talk about salary later. Unfortunately, too many people make a number of mistakes when they try to work out what they’ll be paid for a job. Here are 4 salary negotiation mistakes you should avoid at all costs. We’ll give you both the types of mistakes people make and the reasons these things literally cost you. Remain Ignorant Do…
Your credit score is your license to spend. When it comes to big and important purchases, a poor credit score can often result in you being rejected. Nowadays, everyone from rental property landlords to phone contractors will credit check you before allowing you to use their service. This can be frustrating if you’ve got a low credit score as you may find that you have no financial freedom. Fortunately, you can repair a low credit…