You can find advice recommending signing up for an annuity anywhere between 40 and 75. The right age for getting an annuity will depend on a number of factors. Let’s address some of the issues you need to consider to determine when you should get an annuity. The Rate of Return The rate of return will determine how much money you’ll have to live off of. With a fixed rate annuity, you have a lower…

It’s a topic that people aren’t quick to talk about or even think about, but writing a will is something that is very much advisable well before that will is actually needed. All too often people put it off until their senior years, or tell themselves it’s not really necessary and things will just be “worked out”. In reality, having a will prepared in advance can help to relieve so much stress for your loved…

No words can describe how difficult it is to lose a loved one. Between handling the funeral to dealing with grief, there’s a set of challenges that comes with a person’s passing. However, disputing over money or property shouldn’t be one of them, and no family should deal with this kind of stress. Hiring a probate lawyer can help you avoid many of the issues associated with probating a will. But even if there’s no…

Expert witnesses are some of the least understood workers in any given court case.  Whether they’re an economic expert helping a company recover or an expert in classic cars: they’re here to bring forward information the average person wouldn’t know.  Although many people think this is the work of lawyers, these experts can decide court cases and turn the table on an outcome because of popular movies and television shows. If you’re still unsure what…

The Wonders of Significant Lifestyle Adjustments You should never assume that the current type of lifestyle you have has to be permanent. That’s because human beings have the ability to reinvent themselves. It’s in all honesty one of the greatest things about being alive. If you’re one way, then things don’t have to remain like that forever. You can be an alcoholic one day, only to turn into a health nut. You can have one…

Have you recently got a new job and deciding how to get there each day? Or perhaps you’re fed up with your normal commute and want to try something different? Whatever your situation, it’s important to find the mode of transport that best suits your and your lifestyle. Here, we explore several different ways to travel to work and the pros and cons of each – so you can decide which is right for you.…