We all know this scenario: you buy a printer for a huge discount. A few weeks later, it refuses to print. There’s still ink in the cartridge, but apparently not enough. So you go back to the store or hop online and are confronted with ink cartridge costs that are sometimes more expensive than the cost of the printer. Printer ink is reputably more expensive than oil. More valuable than blood. The most prized liquid on…
There are essentially only two ways to pay for goods and services. One is out of money you have and the other is out of money you borrow. Unfortunately borrowing money can be very expensive (if it’s possible at all). Credit is often the only realistic way to buy very expensive items (like houses), but it is possible to avoid financing costs on smaller items by building up savings to cover them. Here are three…
1. The Cost of Living is On the Rise The number one reason that people need to start saving money earlier is because there is a higher cost of living. Just a few decades ago many families operated on single incomes and in relative terms, still brought in the same amount of money that dual-income households make today. Putting money aside used to be a far easier task and this allowed people to save money…
Women generally like clothes shopping, and so do some men. Shopping for clothes is recreation and fun, a time to socialize and to keep up with the latest fashions. Shopping gives people something to do, fills up closets, and empties out bank accounts. Is it possible to have nice clothes and look decent but without breaking the bank? Certainly. First things first — stop shopping as a hobby. Shopping should be done when there’s something…
Due to their increasing popularity as a health care benefit, more employers are beginning to offer HSA accounts to employees as a part of healthcare and retirement packages. Because the HSA account is owned and managed by the employee (even if the employer also contributes to the fund) it offers great flexibility and planning advantages to employees who want to be able to take their money with them and use it how they see fit…
It’s easy to sideline the honeymoon, while fretting over the wedding plan. But leave it to the last moment, and you’ll pay through the nose for your post-nuptial getaway. As the wedding budget blows out of proportion, you may have to pinch a few pennies to cover your honeymoon costs. Read on for some easy tips on how to get a wonderful honeymoon for less. Try Travelling Off-Season For some countries, travelling during the off-season…
