Obtaining a credit card that is totally up to date with all of your requirements is one of the most enjoyable things every now and then. Believe it or not, deciding between a travel credit card and a platinum one might be one of the best choices to do in a lifetime – yet it is not at all the smallest one. Still, as time goes by and people are more and more attracted to the financial advantages of a credit card, more information on the matter started to appear overnight. Yet, it does not mean that everything we read is bound to be the right formula to make things work as expected. These being said, in case you are looking forward to knowing more concerning the subject, make sure to stick with us and keep an eye onto the following lines in order to see just how to get cash advance from a chase credit card!
- Insert Your Credit Card within the ATM
Believe it or not, this is basically the easiest and fastest way to get the necessary money in a blink of an eye. A Chase credit card is easy to obtain, but it has numerous fees that deal with the transaction – which, in turn, is translated into a lack of liquidity in you own personal finances. When you go and withdraw money from an ATM with a credit card, you are basically obtaining the necessary money yet on quite a high sum that you pay in response, due to the fact that these things require quite a high payoff in the end. Let’s assume that you want to get as much as $800 out from your Chase credit card – by a simple calculus, it means that sooner than you would believe, you will have to pay as much as 3% from that sum to the bank – which, in turn, is translated into $24. Even though at first it might not seem as a high sum, in reality it definitely is, since this aspect is being repeated over and over again as time goes by.
Any Chase credit card comes with a number of fees of which you should be aware of. Some of them relate with a percentage of 5% from the cash advance amount, which has to be of at least $10. Moreover, the APR is extremely high, talking about one that hits 27%. On the other hand, this credit card is always available for you to use it anywhere and anyhow you like it, with no problems whatsoever. Yet, bear in mind that you are ought to pay the 5% fee every time you need money. Unlike any other credit cards, this one works just like a debit one – you insert it into the ATM and wait for the money to come from the withdrawal part. By this way, you are good to go with everything you have in there – and many more to come.
- Use it Just Like any Other Debit Card
Another major advantage that the Chase credit card comes with is the possibility of having it anywhere and anytime – right now or in ten minutes from now. You do not need to get to a bank for the papers, just take it and put it into the ATM and the money will be withdrawn in a blink of an eye. Moreover, you can get out as much as $1,000, if the limit stays around there. On the other hand, beware of the 5% fee, since this will definitely be quite different from what you expect to get from the money that you managed to get on your Chase credit card. In short, if you have $1,000 in there, you will get as much as $800 – and nothing more, since the $200 will be gone on fees.
Just like any other credit card, the Chase one comes with various limits – upon the request of customers. For instance, if you want to borrow as much as $1,000, this sum will be all yours no matter what – and no matter when. On the other hand, if you would enjoy a higher sum, this will be possible to be done in accordance with a prior discussion with the people from the bank. By this way, everything will be set up for each and every moment of day or night – and you will most definitely enjoy it.
These being said, what are you still waiting for? Have you already managed to make up your mind and decide among all of these aspects whether or not a Chase credit card would suit you? Trust me, you will definitely get in front with all of the elements as time goes by.