Last Updated on Feb 18, 2020 by James W

Everyone knows for a fact that keeping savings in a bank deposit is safe. However, it is not ideal for making the amount grow. That is because banksimplement very minimal interests on deposits. If you keep your money in the bank, it would surely grow over time, but very minimally. Doing so is the way to go for risk-averse individuals.

If you intend to make your money grow exponentially, the only way to go is to invest it elsewhere. However, not all investments are safe. There are significant risks involved in investing your savings. You could always carefully and deliberately choose where to put your investments.

What are the safest options to invest your money? Fortunately, there are numerous choices to take. All you have to do is to open your eyes and look at those. Here are some tips.

Money market funds

It is high time you get to know more about money market funds, where you could invest your money. There are Treasury bills and other government securities. The good thing about investing in those is that they bring about greater yields. The interest rates applied are far exceeding the rates imposed by banks on your deposits.

What’s more? Money market investments are among the safest in the market today. As long as you believe in the government, you could rest assured that your investment would not disappear. The government is made responsible in safeguarding your money. This is the reason more and more investors are getting into T-bills and securities.

Shares or stocks

Investing in companies’ shares is an ideal activity. That is because doing so could bring about greater profits. There is no limit to how much your money could earn in a day. If you get lucky, your investment could easily be doubled or even tripled in just a few days.

However, as you know, stocks could be volatile. Those could be easily affected by the economy and by latest corporate developments. To keep stock investments safe, be sure to regularly monitor market movements. When there are signs of drastic declines in share prices, immediately cash out your investment.

Home-based business

Do you have special skills? It could be an ideal time to put those to greater use. You may start a home-based business based on what you excel in doing. Your investment may not be significant. You do not have to put in all of your savings, just a portion of it. However, the income potential is so great, you could actually make your money grow exponentially in no time.

Your investment would always be safe and secured as long as you keep on safeguarding your business. The growth of your business would depend on how much time and dedication you put into it. Thus, if you aim to make your investment safer, you should personally manage it well.

As a parting word, be reminded to always spread your investments. Do not put it into just one. The more venues you tap, the greater would be the income potential. As for the safety, be careful and double check overall security before investing. 

Andrew has been working in the finance industry for several years specialising in refinancing solutions. He has helped many people managing their debts and investments.


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Founder and chief editor of Blogger, Affiliate Marketer, Tech and SEO geek. Started this blog in 2011 to help others learn how to work from home, make money online or anything related to business and finances. You can contact me at


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