Have you ever wished you could put some money aside during the holidays, knowing that there is a harsh period to come along? Would you like to be able to do that, still until now it has been just a dream yet never seen put into practice? Well, believe it or not, this is one of the most common paths of imagination we all seem to interfere with. Nowadays, the holiday period during winter turns out to be one of the most expensive, due to the fact that we tend to spend an arm and a leg on gifts or anything that can make us feel good and relieved. Still, this should rather be an exception, and not the rule. These being said, in case you are looking forward to knowing more concerning the subject, make sure to stick with us and keep an eye onto the following lines in order to discover our top 5 tips on saving money during winter!
- Spend Only on Electronics
Whether you already knew this or not, January is the best month for buying electronics. Since the holiday period is already passed and most shops have excess of electronic stuff, it is imperative that you take advantage of this idea and start spending your money on the electronics that you could not have bought during the entire year – just because there were quite a lot of other priorities to handle. Now, the very next logical move would be to add into the cart only those things that can fit the electronics category, so that you will pay a low price on them – and not a high one, on other stuff which are not seen as electronics. These being said, from now on (during January) you will be able to enrich your house with a lot of stuff, just by knowing what to buy – and when to buy.
- Cook in House
Believe it or not, there is no better way to take advantage of the winter holidays (and winter time) if not by cooking in house. Through this possibility, you will be able to be both healthy and also with some money aside for the black days, since it is way cheaper to buy food and cook in house than to go out in the town. In addition, trust me – once you start cooking, you will love to try anything that can be cooked – and everyone who will try your meals will be simply amazed of what your hands can do. It is not a secret anymore that cooking in house is a great way to save up money, while being sure that what you eat is exactly made from the elements that you place in there.
- Stop Paying Money on Useless Stuff
If there is one problem that we all do during the winter period, it is paying too much on things that we do not find useful – not at all. Basically, what we do is that we tend to buy a lot of stuff, since we are always tempted by the things that we see exposed during Christmas time. Having these aspects into our minds, there is no wonder why changing this behaviour is a serious must – and one that we will perceive as the most important as time goes by. Now, the tip works this way – when you are close to a shop during the winter time, think of it as a pit stop but not your house. This means that you should stay in there for no more than 5 to 10 minutes, after which you can go home – usually with nothing bought. By this way, you will be able to put some money aside, even though it might seem hard at beginning.
- Do Never Take Your Credit Card With You
Behavioral economics is a rather new branch of economics which deals with the idea that people behave differently from an economic point of view in different situations. Basically, it showed us how a simple use of a card (either debit or credit card) is bound to make you spend more money, instead of helping you save up – or maintain a strict budget. Even though it might feel as a relief to have a credit card at your hands at all times, in reality it is not. Various studies have concluded that people tend to pay more when they use their cards, in comparison to the situations in which they pay with cash. Departing with this idea into our minds, things should be extremely clear from now on – just keep your credit or debit cards at home and pay only in cash – and only with the money that you have in your hands in that certain moment. So, what are you still waiting for?