Last Updated on Dec 20, 2019 by James W

Looking back at 2018 we can clearly spot some important niches that managed to have a rapid increase throughout the year. One of them is real estate, as it has been shown to have a high line as time went by. Another one is traveling, as people managed to go abroad more often and thus, provide more revenue in terms of flight tickets and more. Still, in 2019 a lot of things can change – for the better. It does not mean that you cannot have a proper mindset for the right things to come across. These being said, in case you are looking forward to knowing more concerning the subject, make sure to stick with us and keep an eye onto the following lines in order to discover what is a safe investment that gives you 3 to 5% a year!

1. Saving Accounts

Every now and then, having a saving account is one of the best choices one could make for himself. Believe it or not, this one is properly built in such a way that you can definitely obtain the outcome expected out of it – 3 to 5% a year. To create it, just add a sum of money into your bank account and just create the saving account. In no time, you will obtain a nice revenue out of it – yet if you wait up until the end of the year, your saving account will definitely provide you with the necessary outcome. By this way, you will definitely be able to make it – and everything more.

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2. Lending Club

In case you have some money that you would rather use than spend, you could increase your overall outcome through Lending Club. This is one of the best and most useful tips, since here all you need to do is to add the necessary money and then just wait for them to be brought back – basically, here you will lend some money and wait for them to be provided back to you, together with a nice interest. The process is pretty easy – here you are lending money to people, who are willing to pay an interest on them. A certain percent remains on the website, whereas the rest is brought back to you once again in a nice and beautiful manner. By this way, you are able to discover what is a safe investment that gives you 3 to 5% a year – and trust me, it is definitely all worth it!

3. Certificate of Deposits

If you are up for something rather interesting, we have some great news for you. The Certificate of Deposits are some great and useful tips and tricks that you can use in order to make your life fuller and more beautiful. To do so, remember that a deposit is usually opened for a period between 3 and 5 years. Still, in case you want it to be set on a smaller period of time, it can be as well done with no problem whatsoever. Trust me, before you know it, your life improves for the better. Moreover, by the end of the year comes, you will be able to obtain 3 up to 5% from the money that you have already managed to invest. By this way, everything will be set up in the right order, no matter what.

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4. Corporate Bonds

Another useful way of a safe investment that gives you 3 up to 5% as a revenue is a corporate bond. Even though it might feel risky, the outcome is definitely worth it. A corporate bond is one useful piece ought to be providing you with the necessary traits in such a way that by the end of the period comes, you will be more than excited with the result. In addition, there is also the drawback in the area – together with the increase of 3 to 5%, you can end up losing as much as 6% from your investment. You see, as there are chances of increase, there are chances of decrease as well. It is up to you which one you choose, yet some things are unable to be foreseen. Still, by the end of the year, you might be surprised.

5. Mutual Funds

Believe it or not, mutual funds also come with a degree of risk. Just as corporate bonds, these ones are either able to provide you with a high level of increase, as well as with a high level of decrease in terms of risk. By this way, you will see which side suits you best – sometimes it might be the year in which things increase, whereas the same time could be for things that decrease. Again, it is a matter of odds, but once you do and calculate them, you might be surprised by the fact that it can provide you with exactly what you need to be happy and fulfilled.

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These being said, what are you still waiting for? Have you already managed to make up your mind and discover what is a safe investment that gives you 3 up to 5% a year? If so, we are truly looking forward to hearing more from you and learn from your own experience!


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