professional debt advice for free<\/em><\/a>. According to statutory rules and regulations, debt advisers are supposed to offer initial consultation without charge and thereafter only charge for services actually rendered. This is another pitfall which many consumers encounter because they mistakenly believe they can’t get the help they need at a price they can afford.<\/p>\nIn fact, ethical debt advisers can help sort out possible solutions which can satisfy creditors whilst keeping you out of bankruptcy court. You may be advised that an IVA (Individual Voluntary Arrangement) is in your best interest or perhaps to seek a DRO (Debt Relief Order). In any case, don’t wait until one or more creditors have petitioned the court to bankrupt you. It costs nothing to talk to a pro but it could end up costing you dearly if you fail to seek help early on. Advice is free, so why not take advantage of what is out there?<\/p>\n","protected":false},"excerpt":{"rendered":"
It may seem a bit clich\u00e9, but a great many people do appear to be literally drowning in a sea of debt. For several years the economy has been declining and millions of workers have been made redundant or had their hours cut drastically. With limited income, mounting debt and increases in taxes, the average<\/p>\n","protected":false},"author":1923,"featured_media":10464,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[64,32],"tags":[],"aioseo_notices":[],"modified_by":"James W","_links":{"self":[{"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/posts\/10462"}],"collection":[{"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/users\/1923"}],"replies":[{"embeddable":true,"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/comments?post=10462"}],"version-history":[{"count":0,"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/posts\/10462\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/media\/10464"}],"wp:attachment":[{"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/media?parent=10462"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/categories?post=10462"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/makemoneyinlife.com\/wp-json\/wp\/v2\/tags?post=10462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}