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Finance

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Who’d want to downsize by moving out of the home they’ve lived in for years? The same home where they raised their family and lived a happy life all the way into retirement. Mostly nobody. But what if you were told your old home has nothing to offer you but sentimental value and expensive bills that your income, or retirement fund might eventually not be able to cover? What if you were told that downsizing…

A saying has been around for generations – “There are only 2 things you have to do in life, pay taxes and die???. Well, in order to have some quality of life, there are many caveats. Maintaining a good credit rating is one of them. Anyone whose credit score was negatively impacted by whatever circumstances caused it knows how frustrating it can be to “get along??? in this world. The difficulties present themselves…

Poor credit can happen to anyone, in fact, it more Americans are dealing with bad credit than you might think. ?It is a situation that can really hold you back from financing a much needed home, car, or simply borrowing money for life’s unexpected expenses. Fortunately, it doesn’t have to hold you back forever. If you are dealing with a low credit score and looking for ways to give it a little boost,…

Are you finally thinking about repairing your credit? When your credit is bad, it can hold you back in many different areas of life. You’ll have a tough time getting an apartment, a car, a mortgage, credit cards, and any other type of credit that you can think of. If you’re ready to take this challenge and go through the credit repair process, we’d like to share three credit repair mistakes that newbies have…

One of the best long-term money-saving tactics isn’t about saving money at all. In fact, boosting your credit score is actually one of the best ways that you can save money over the long term. How so? For starters, the better the credit score you have, the less credit risk you are to potential lenders. So, they are going to give you more credit at lower interest rates. If you plan to make large…

When it comes to investing your money, you will have a wide range of choices to make. The major challenge is that you may not know which investment option to pick over the others. You have to know what you’re doing when it comes to investing, otherwise it’s like trying to apply for a secured credit card with no credit history. Buying precious metals is one of the most widely accepted forms of investments. In…