In personal finance, the mere credit card usage is highly debated. According to a study conducted in the United Kingdom, more than 72% of the British people own (or have owned) a credit card during the past five years. 32% of them have recognized to have been dealing with problems in terms of being on time with the payment, whereas 45% of them saw the usage of the credit card rather as a one time aspect. Still, it does not mean that this should be the way to go for all of us – certain things can be switched for a better overall well-being. These being said, in case you are looking forward to knowing more concerning the subject, make sure to stick with us and keep an eye onto the following lines in order to see where can you get a low-rate credit card fast and easy!

1. Chase Freedom
With a bonus of $150 perceived in cash back, Chase Freedom is one of the best picks of the moment. Basically, as soon as you spend as much as $500 from the credit (during the first three months period), you can actually get those money and use them as you please. The second stage is shown to be the one that hits up to $1,500 at the moment in which you are ought to have as much as 5% from the money back into your bank account. Trust me, this is one of the best things to do whenever you want to make a payment that is totally worth it. On the other hand, your bank account will be delighted with a 1% cash back at all of your purchases – each and every time you make use of your Chase Freedom credit card.

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2. Capital One VentureOne Rewards Credit Card
This amazing financial accessory is ought to provide you with the necessary money deals at the right place and time. To do so, you have to know that you can use it in order to book your flights, hotel stays and many more each and every time you want. Moreover, there will be no transaction fees included, so you can basically make do with what you have without having to deal with any additional costs. On the other hand, you will have a low APR that is up during the first 12 months – and a higher one (up to 24% as time goes by). Having all of these things into one’s mind, the rest is ought to be the one expected in a really short period of time.

3. Bank of America – Travel Rewards Credit Card
Each time you spend $1 from this card, you will get 1.5 points. It means that at every $100 spent, you will have 150 points that can be used in order to make other purchases. For this matter, you should know that as soon as you hit 25.000 bonus points, you will obtain $1,000 to be used just in the way that you want – still, these must be hit during the first 90 days from the moment you have opened the account. As a result, you will get as much as $250 to use them however you want to. And trust me – you will definitely be relaxed and very happy with the total result, in quite a short period of time from now on.

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4. Bank of America Cash Rewards Credit Card
With no annual fee involved, the Bank of America Cash Rewards Credit Card is a men’s pick. This is due to the fact that as soon as you spend your first $500 during the first three months period of time, you are able to obtain $150 back. These money can be used for doing anything, from a simple payment to even some rather elegant ones. Moreover, you can use your money on various other accessories, such as online shopping, travel, furniture and so on, so forth. Still, trust me, you will definitely enjoy it as soon as you will have as much as 3% from the money always coming back to your bank account – on the right time and on the right place.

These being said, what are you still waiting for? Have you already managed to make up your mind and see just where can you get a low-rate credit card? If so, we are looking forward to hearing more from you – and be totally delighted with the final result!

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Article writer, life lover, knowledge developer and owner at youngmoneymakertips.com

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