The worst month of the year is behind us, and it is time to look forward to the rest of what 2018 has to bring. Starting 2018 after the holiday season, you’d be forgiven for feeling a little out of control of your personal finances, maybe you spent a bit too much on gifts in December, or celebrating the festivities with friends and family, but now you’re trying to get back on track. Luckily, there…
We are living in uncertain times, so nobody is immune from a financial crisis. Whether it’s the threat of redundancy or the trappings of debt, we can all find ourselves with a dent in our bank balance and a rocky financial future ahead. If you are facing a financial disaster, or are worrying about the future, consider the following pieces of advice. Get to grips with what went wrong Your financial situation may be your…
Most experts in the frugal living field will tell you to cut costs wherever possible, to give yourself a better chance of a happy and financially secure lifestyle. And most of these people actually offer pretty good advice. However, today, let’s flip everything on its head. Let’s assume that you don’t want to work extremely hard and lead what actually is a pretty tough lifestyle to save what could be as little as a very…
In a world of easy credit, rising costs and low wage growth, it can be all too easy to find yourself in debt and struggling to get your head back above water. If you’re starting to feel the pinch and are looking for a way out of the debt trap, here are a few strategies: Consolidate or ‘Snowball’ Your Debts The most common, and frequently most efficient way of getting out of debt fast is…
Among the many conditions that any business must fulfill to be rendered a success is its ability to save money whenever possible. Students that have been successful enough to start their own business are no exception; they too can adopt approaches that will help them save money. Efficiency in running any company is one of the top ways to save money. Students can be considered lucky, bearing in mind that they have free resources they…
Is real estate a good investment for retirees in their golden years? Absolutely. With a real estate investment, you gain financial security. They take the least effort, yet still allow you to earn passive income for the rest of your life. Here’s why you should use real estate to secure your retirement: Real estate’s cash flow is predictable. Cash flow is what remains after you’ve deducted mortgage payments and all operating expenses. One of the…