Term insurance as the name implies covers you for a specified period of time and only pays a death benefit if you die during that specified term.The terms years can range from five to 30 years, with 20 years being the most popular. It is important to remember that these types of policies     do not contained cash values, that is only reserved for universal life insurance or whole Life insurance. The biggest advantage to…

Insurances can be a bit of a minefield, especially in business. There are so many different types of insurance, both industry specific and more general, that you could end up with far more – or worse, less – than you actually need. However, being properly covered could save you thousands of pounds should you need to make a claim, and for smaller businesses this could mean the difference between staying in business and shutting down.…

Many people today are becoming increasingly more aware of ways to save money.  Whether it it’s amassing coupons, taking advantage of online sales and promotions or simply comparison shopping with several stores, consumers today are extremely wise when it comes to budgeting their money.  Did you know there are also several things you can do to save money on your auto insurance?  Finding affordable auto insurance is not as hard as you might think: continue…

Not all home insurance policies are equal and although most offer a basic level of protection that you would expect, there are additional options available to enhance your cover and offer you a greater level of peace of mind in the event of any unforeseen circumstances. Here is a look at why added home insurance could be a good investment and save you from unexpected financial loss. Standard homeowners policy A standard policy will provide…

Insuring a bicycle is a must in order to protect it. A proper insurance cover is the first step towards the safety of a bike. Bicycle insurance is utmost necessary because one just cannot find any other means of transportation which is so economical and handy. Any alternate means of transportation is sure to incur huge expenses upon the user. A damaged bicycle can lead to incur a number of expenses upon the owner. A…

Insurance for your car is essential in order to avoid paying huge bills if you have an accident. However, car insurance can be expensive, so you need to make sure you are getting the lowest price for the coverage you want. In order to obtain a good deal on insurance, you need to avoid mistakes that can cost you money. Therefore, here are some common mistakes that can cost you on car insurance. 1. Speeding…