Last Updated on Dec 19, 2019 by James W

What if your earnings weren’t dependent on you getting up at 7am to go to work and slogging it out until 5pm? What if you could earn money all day, every day, including on weekends, and while you sleep? That would be the ideal job.

Well, you can. The internet is full of ingenious ways to earn a passive income, and the good news is, you don’t need a computer science degree or the ability to code in three languages to do it.

Passive income streams may require some hard work up front, but once you have the infrastructure in place, you can sit back and watch the money come rolling in. Here are five ways of making a passive income online.

Peer to Peer Lending

This requires some capital to start off with (not much) but once you have some momentum behind you, your money rapidly increases.

Peer to peer lending platforms connect borrowers to lenders. This means that you can invest capital into high-interest loans and earn significant returns. It is best to spread your capital across a number of smaller loans, that way if a borrower defects on a loan you have a wide portfolio to absorb the costs.

Create an Online Course

If you have a skill that others might want to learn, creating an online course is a great way to earn a passive income.

Platforms like Udemy lets users create an online video course on the subject of their choosing. When people wish to view your content and learn a skill, you receive money. Once you have invested the time in creating the initial course, there is no more work. But your revenue continues to roll in.


For musicians and producers, TuneCore is an easy way to earn revenue for your music. TuneCore distributes your music across a number of different music sales and streaming sites. Then, when listeners download or play your music, you receive revenue.

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Affiliate Marketing

If you have a website that is generating a good amount of traffic, you could make a lot of money with affiliate marketing. Good affiliate marketers can make up to $50,000 a month.

Affiliate marketing generates income by placing a link to a product or service on your website. Every time one of your visitors clicks the link and makes a purchase, you receive a percentage of the sale for bringing the customer to the site.

Sell Stock Photos

For those with a knack for photography, monetarizing your hobby by selling stock photos is another way of earning a passive income.

Blogs, websites, and online stores need stock photos to catch the consumer’s attention. They usually purchase these from stock photo websites which carry a vast collection of photos of a wide variety of subjects.

If you put your photo on a stock photo website, you earn commission for every download. One photo can provide revenue for years to come.

A passive income is the gift that keeps on giving. None of these methods listed above requires any in-depth technical knowledge, just creativity, some skills, and the desire to change the way you earn money.

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Founder and chief editor of Blogger, Affiliate Marketer, Tech and SEO geek. Started this blog in 2011 to help others learn how to work from home, make money online or anything related to business and finances. You can contact me at